A Study on Non - Preforming Assets in CANARA BANK (KEY IJP************050)

• Babitha Naga Bindu Kotikalapudi

Abstract

Non-performing assets (NPAs) are loans that are classified as non-performing when interest and principal payments have not been made for a specified period. The entire loan portfolio is to be classified into four parts: standard, substandard, doubtful, and loss assets. Standard assets are performing assets, whereas the remaining three are called non-performing assets (NPAs). This study focus on the performance of the Canara Bank Ltd. for the period 201819 to 202223. It also throws light on Gross NPA and Net NPA of Canara Bank for the past five years. The study found that Gross NPA as well as Net NPA increased continuously, and in the years 2019- 20, there was a boom in NPAs. As a result of this, it adversely affected the profits of the Canara Bank Ltd., and on the other hand, it also affects the bank's reputation, which means banks may lose public confidence, etc