FINANCIAL INCLUSION AND ACCESS TO BANKING SERVICES: A CROSS-COUNTRY ANALYSIS OF POLICY INTERVENTIONS AND IMPACT (KEY IJP************666)

• Alfia Fatima

Abstract

Financial inclusion, the accessibility and availability of banking services to all individuals and businesses, has become a critical focus for policymakers globally. This study conducts a comprehensive cross-country analysis of policy interventions aimed at enhancing financial inclusion and their resulting impacts. By examining a diverse range of nations, including both developed and developing economies, this research aims to identify effective strategies and initiatives that have successfully expanded access to banking services.The analysis employs both quantitative and qualitative methodologies to assess the effectiveness of various policy interventions, such as regulatory reforms, technological innovations, and financial literacy programs. Furthermore, the study investigates the socio-economic factors influencing the adoption and utilization of banking services across different regions.Ultimately, this study contributes valuable insights to policymakers, practitioners, and researchers seeking to design and implement evidence-based strategies to promote financial inclusion and enhance access to banking services worldwide.